NYLMB · IICRC · Since 2012
(631) 625-8807
Long Island Mold Co. logo

Flexible Payment

Mold can't wait. Your budget doesn't have to either.

We partner with a dedicated home-services lender so Long Island homeowners can fix mold fast and pay over time — without maxing out credit cards or delaying health-critical work.

NYLMB Licensed · MA00534 / MR00612
IICRC CMR & AMRT Certified
4.9★ · 187+ Google Reviews
EPA RRP Lead-Safe
Since 2012 · 2,800+ Homes

0% APR · 12 months

On approved credit for jobs over $2,000. Monthly payments fit most household budgets.

24 / 36 / 60 month terms

Longer terms available with competitive fixed APR. Payments as low as 2% of project total per month.

No prepayment penalty

Insurance pays faster than expected? Close the loan, walk away. No fees, no catches.

How to apply

Five-minute application, instant decision.

  • Call us or submit an estimate form — we'll confirm project scope first
  • Apply through our partner lender's secure portal (link sent after estimate)
  • Decision in under 5 minutes for most applications
  • Funds available same-day to pay for your remediation
Start estimate

Financing through licensed third-party lender. Long Island Mold Co. does not underwrite loans or determine credit decisions. Terms subject to credit approval.

Financing FAQs

Common questions.

Our partner lender reviews credit score (typically 660+), income, and debt-to-income ratio. Approvals usually come back in under 5 minutes. No prepayment penalties.
$2,000. Below that, most jobs are insurance-paid or straightforward out-of-pocket.
Financing bridges the deductible and any non-covered portion. Once the insurance check arrives, pay down or pay off — no penalties.
It's an installment loan — fixed term, fixed payment. Not a revolving credit line. Less risk to your credit utilization.

Ready to breathe easier?

Same-week scheduling. Crew on-site in days, not weeks.

Free visual inspection, same-day estimate. Licensed assessor handles the test separately from remediation — NY Article 32 compliant from the first call.

Mon–Sun 7am–8pm · 24/7 emergency line

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